About Thomas

What I Do

“I am here to help you understand all of your health insurance options. As an Independent Health Insurance agent, I am here locally in Hawaii to provide excellent ongoing service. I offer guidance for individuals with Medicare and other health insurance plans such as Obamacare.

Whether you are a Medicare beneficiary, employer, physician, guardian, or anyone looking to understand the complexities of health insurance, I will gladly assist you. I will also help you apply for Extra Help with the cost of Prescription Drugs through the Social Security office, and determine if you can qualify with Medicare Savings Programs through the State of Hawaii.”

Prior Experiences

Before coming to Premier Benefit Consultants, Thomas has worked at Allstate, New York Life, JP Morgan Chase, Wells Fargo, and Capital One. As a former Marine and a retired member of the U.S. Navy Reserves, Thomas has relished these opportunities to see so many parts of the world.

He grew very fond of Hawaii while he was serving in the Marines here many years ago. He loves the diversity in Hawaii and likes the variety of clients he is able to assist.


Thomas is passionate about education and attended the University of Hawaii at Manoa. He holds a bachelor’s degree from Avila University and an MBA from Strayer University. Thomas provides Medicare 101 Educational talks to help people understand the basics of Medicare.

Outside of Work

Outside of the office, Thomas has many unique interests that also convey his desire to serve others. He enjoys learning and speaking Korean, Japanese, Vietnamese, and Chinese, and has a passion for facilitating knowledge to others. Thomas has been married to his wife for over 30 years and has a grown son and daughter. He was born and raised in Virginia Beach. Thomas resides with his wife and daughter in Waipahu and attends New Hope Oahu by Sand Island. He enjoys long distance running, bicycling, and scuba diving with his family and many friends.

License & Credentials

  • HI Insurance License number: 451163
  • National Producer number: 8328669
  • AHIP Medicare + Fraud, Waste and Abuse Certified
  • AB Marketplace Training – Individual Marketplace
  • AB Marketplace Training – Small Business Health Options (SHOP)
  • Licensed in 46 States and in Washington, D.C.

Hawaii Insurance

AHIP Medicare + Fraud, Waste and Abuse

AB Marketplace Training – Individual Marketplace

AB Marketplace Training – Small Business Health Options (SHOP)

Insurance Carriers for Medicare Advantage Plans

  • Alohacare
  • HMSA
  • Humana
  • Lasso Healthcare
  • Wellcare

Insurance Carriers for Medicare Prescription Drug Plans

  • Humana
  • Loyal American (CIGNA)
  • Mutual of Omaha
  • United American

Insurance Carriers for Dental and Vision Coverage

Insurance Carriers for Health Insurance Coverage

    • Alliant Health Plans Inc
    • Ambetter
    • AmeriHealth Caritas
    • Bright Health Ins Co
    • CareSource ACA
    • Christus Health Plan
    • Cigna U65
    • Friday Health Plans
    • Kaiser Permanente health plans
    • Molina Healthcare
    • Oscar

    • UnitedHealthCare ACA
    • UHOne/Golden Rule

      Online Health Insurance Quotes

    Insurance Carriers for Life Insurance Coverage

    • Accordia Life and Annuity Company (Global Atlantic)
    • American General Life Insurance Company (AIG)
    • Allianz Life Insurance Company of North America (Allianz Life)
    • American National Insurance Company (ANICO)
    • Ameritas Life Insurance Corp
    • Assurity Life Insurance Company
    • Banner Life Insurance Company (Legal & General America)
    • Bestow
    • CIGNA
    • Equitable Financial Life Insurance Company of America
    • Fidelity & Guaranty Life Insurance Company
    • Foresters Financial
    • Guarantee Trust Life
    • The Guardian Life Insurance Company of America
    • John Hancock Life Insurance Company (U.S.A.)
    • Lafayette Life Insurance Company
    • Life of the Southwest (LSW / National Life Group)
    • Lincoln Financial Group
    • MassMutual®
    • Minnesota Life Insurance Co
    • Mutual of Omaha®
    • Nationwide Life and Annuity Insurance Company
    • New York Life®
    • North American Company for Life and Health Insurance®
    • Ohio National Life Insurance Company
    • OneAmerica ®
    • Pacific Life Insurance Company
    • Principal Financial Group®
    • Protective Life Insurance Company
    • Prudential®
    • Sagicor Life Insurance Company
    • Symetra®
    • Transamerica Life Insurance Company
    • Zurich American Insurance Company

    Online Life Insurance Quotes

    Insurance Carriers for Additional Insurance Coverage

    • CIGNA (Hospital, Cancer, Heart Attack, Stroke, Accident)
    • Guarantee Trust Life (Hospital, Cancer, Heart Attack, Stroke, Home Health Care, Critical Illness)
    • Mutual of Omaha® (Accident, Critical Illness, Disability, Long Term Care)

    Contact Thomas Today! Thomas is here to help you.